We have been in the invoice factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's downturns and having had these experiences, can help you get through any tough times you might encounter. We won't disappear when the times get tough, as some invoice factoring companies sadly have in the past.

All factoring companies have criteria for size, industry, and risk. It's pretty hard for you to pick which invoice factoring firm is the ideal fit for you. By contacting us, we'll get to know your situation very quickly and help you find the ideal fit for your company - it might be us or another invoice factoring company.

We have an enviable network of invoice factoring industry colleagues, these mutual relationships were earned over 20+ years in the business. So, after you take some time to tell us about what you need, we have no doubt that you will find exactly what you need..

Practically all invoice factoring firms let you pick and choose your customers to factor. However a few of them usually have a minimum amount before they'll work with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is pretty much like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will make you use invoice factoring when you don't require it.

Practically all invoice factoring firms are not upfront about their fees. It is baffling why they do this. You can be rest assured, We are different.  We are flat out transparent about our fees. When you apply, you are provided a truthful, no obligation rate proposal with the fee for your business. It is going to be tough finding another factoring company, if any, that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring firms are financed by Wall Street money. We are an independently owned company and don't answer to investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We hear your story, understand your struggles. Based on that information we will put together a custom-built solution for you. Practically all accounts receivable factoring firms particularly the Silicon Valley Fintech ones first and foremost depend on an algorithm to establish your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Practically all invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you get your own dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or simply won't.

Don't ignore the fact that the invoice factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we track each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is made.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns in order to nip them in the bud immediately.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Be on the lookout for negative payment trends. This is essential to prevent unnecessary write-offs.

We employ advanced technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much better rates for you. Practically all other companies are not even remotely close.